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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,740 | $78,670-54.6% | $109,173-67.3% | $85,847-58.4% |
| Participation rate | 68.9% | 68.3%+0.6pp | 75.9%-7.0pp | 69.3%-0.4pp |
| Annual return | 15.92% | 25.09%-9.2pp | 25.75%-9.8pp | 318.61%-302.7pp |
| Employer contribution / active EE | $2,364 | $2,734-13.5% | $3,723-36.5% | $2,565-7.8% |
| Participant deferral / active EE | $3,863 | $3,467+11.4% | $4,654-17.0% | $3,952-2.2% |
| Admin fee / account holder | $260 | $5,469-95.3% | $6,755-96.2% | $6,261-95.9% |