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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,044 | $106,280-66.1% | $96,538-62.7% | $139,487-74.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.39% | 38.48%-23.1pp | 35.74%-20.4pp | 373.84%-358.5pp |
| Employer contribution / active EE | $4,394 | $4,107+7.0% | $3,740+17.5% | $4,755-7.6% |
| Participant deferral / active EE | $4,229 | $5,457-22.5% | $4,880-13.4% | $6,713-37.0% |
| Admin fee / account holder | $1,522 | $7,888-80.7% | $6,737-77.4% | $11,407-86.7% |