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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,504 | $77,817-5.5% | $123,553-40.5% | $64,173+14.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -5.89% | 12.49%-18.4pp | 119.21%-125.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $2,694 | $3,014-10.6% | $4,628-41.8% | $2,381+13.2% |
| Participant deferral / active EE | $3,579 | $5,240-31.7% | $6,426-44.3% | $3,470+3.1% |
| Admin fee / account holder | $5,084 | $5,519-7.9% | $9,284-45.2% | $4,887+4.0% |