Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,651 | $176,120-32.6% | $159,487-25.6% | $167,553-29.2% |
| Participation rate | 62.5% | 85.0%-22.5pp | 82.8%-20.3pp | 82.1%-19.6pp |
| Annual return | 8.28% | 331.95%-323.7pp | 263.71%-255.4pp | 478.89%-470.6pp |
| Employer contribution / active EE | $294 | $5,299-94.5% | $4,831-93.9% | $4,840-93.9% |
| Participant deferral / active EE | $3,749 | $7,752-51.6% | $7,354-49.0% | $6,343-40.9% |
| Admin fee / account holder | $833 | $12,561-93.4% | $10,804-92.3% | $12,316-93.2% |