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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,479 | $167,362-68.0% | $143,799-62.8% | $134,532-60.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.73% | 0.47%-15.2pp | -0.04%-14.7pp | 418.27%-433.0pp |
| Employer contribution / active EE | $1,863 | $5,620-66.9% | $4,952-62.4% | $4,741-60.7% |
| Participant deferral / active EE | $5,512 | $6,447-14.5% | $5,638-2.2% | $6,401-13.9% |
| Admin fee / account holder | $13,457 | $18,094-25.6% | $14,677-8.3% | $11,429+17.8% |