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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,032 | $185,312-42.8% | $161,489-34.3% | $154,746-31.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.11% | 103.84%-84.7pp | 89.72%-70.6pp | 172.34%-153.2pp |
| Employer contribution / active EE | $2,309 | $4,769-51.6% | $4,268-45.9% | $4,379-47.3% |
| Participant deferral / active EE | $5,091 | $6,350-19.8% | $5,630-9.6% | $6,730-24.4% |
| Admin fee / account holder | $2,130 | $18,654-88.6% | $16,006-86.7% | $14,365-85.2% |