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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,442 | $99,345-62.3% | $84,753-55.8% | $273,972-86.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -1.93% | 22.93%-24.9pp | 22.78%-24.7pp | 41.46%-43.4pp |
| Employer contribution / active EE | $3,478 | $4,214-17.5% | $3,574-2.7% | $4,869-28.6% |
| Participant deferral / active EE | $3,070 | $4,270-28.1% | $3,712-17.3% | $5,287-41.9% |
| Admin fee / account holder | $5,779 | $6,645-13.0% | $5,333+8.4% | $10,133-43.0% |