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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,685 | $89,367-0.8% | $141,191-37.2% | $72,975+21.5% |
| Participation rate | 81.3% | 75.1%+6.1pp | 82.5%-1.2pp | 69.5%+11.8pp |
| Annual return | 23.49% | 111.87%-88.4pp | 71.41%-47.9pp | 81.01%-57.5pp |
| Employer contribution / active EE | $4,871 | $3,115+56.4% | $4,736+2.8% | $2,440+99.6% |
| Participant deferral / active EE | $10,474 | $5,419+93.3% | $6,710+56.1% | $3,608+190.3% |
| Admin fee / account holder | $6,519 | $5,957+9.4% | $10,264-36.5% | $5,124+27.2% |