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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,222 | $39,798-71.8% | $67,704-83.4% | $59,633-81.2% |
| Participation rate | 60.0% | 57.4%+2.6pp | 67.5%-7.5pp | 68.7%-8.7pp |
| Annual return | -0.53% | 89.94%-90.5pp | 25.41%-25.9pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $252 | $1,393-81.9% | $2,559-90.2% | $2,203-88.6% |
| Participant deferral / active EE | $2,625 | $2,335+12.4% | $3,585-26.8% | $3,192-17.8% |
| Admin fee / account holder | $753 | $3,212-76.6% | $4,255-82.3% | $4,297-82.5% |