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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,279 | $65,555-66.0% | $86,216-74.2% | $75,173-70.4% |
| Participation rate | 44.1% | 60.5%-16.4pp | 69.0%-24.8pp | 67.2%-23.1pp |
| Annual return | 20.92% | 46.07%-25.2pp | 1169.42%-1148.5pp | 160.72%-139.8pp |
| Employer contribution / active EE | $1,291 | $1,553-16.9% | $2,382-45.8% | $2,671-51.7% |
| Participant deferral / active EE | $3,278 | $3,023+8.4% | $3,986-17.8% | $4,126-20.6% |
| Admin fee / account holder | $71 | $5,469-98.7% | $6,853-99.0% | $5,651-98.7% |