Retirement plan

SAVE THE HARBOR SAVE THE BAY 401 K PROFIT SHARING PLAN TRUST

Name: SAVE THE HARBOR SAVE THE BAY - SAVE THE HARBOR SAVE THE BAY 401 K PROFIT SHARING PLAN TRUST (2017) Form 5500
Creator: SAVE THE HARBOR SAVE THE BAY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SAVE THE HARBOR SAVE THE BAY 401 K PROFIT SHARING PLAN TRUST, SAVE THE HARBOR SAVE THE BAY

SAVE THE HARBOR SAVE THE BAYEIN 04-2908768Plan #001PY 2017

BOSTON FISH PIER, 212 NORTHERN AVE STE 304W - BOSTON, MA 022102088617-451-2860savetheharbor.orgLinkedIn1-10 employeespublic policy

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$436K

+24.5% from 2016

Total participants

+15.8% from 2016

Average account balance

$22,938

+24.5% from 2016

Annual return

15.69%

+8.06 pp from 2016

Benchmarks

See 32,061 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,061 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$354K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$6K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

189.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$67K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$123

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,938

$99,031-76.8%

$86,597-73.5%

$147,585-84.5%

Participation rate

57.1%

76.3%-19.2pp

73.5%-16.4pp

82.8%-25.7pp

Annual return

15.69%

1312.56%-1296.9pp

964.96%-949.3pp

578.57%-562.9pp

Employer contribution / active EE

$1,395

$3,132-55.4%

$2,840-50.9%

$4,876-71.4%

Participant deferral / active EE

$3,034

$3,972-23.6%

$3,609-15.9%

$5,439-44.2%

Admin fee / account holder

$5,711-100.0%

$4,906-100.0%

$10,885-100.0%

SAVE THE HARBOR SAVE THE BAY 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

SAVE THE HARBOR SAVE THE BAY 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion