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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,805 | $202,342-94.7% | $172,752-93.7% | $152,897-92.9% |
| Participation rate | 91.7% | 87.1%+4.6pp | 82.6%+9.0pp | 82.5%+9.2pp |
| Annual return | 6.10% | 1029.83%-1023.7pp | 802.97%-796.9pp | 345.43%-339.3pp |
| Employer contribution / active EE | $2,394 | $5,858-59.1% | $5,144-53.5% | $4,764-49.7% |
| Participant deferral / active EE | $3,578 | $5,948-39.9% | $5,198-31.2% | $5,851-38.9% |
| Admin fee / account holder | $845 | $17,111-95.1% | $13,955-93.9% | $11,599-92.7% |