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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,733 | $99,345+0.4% | $84,753+17.7% | $273,972-63.6% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 9.01% | 22.93%-13.9pp | 22.78%-13.8pp | 41.46%-32.4pp |
| Employer contribution / active EE | $5,576 | $4,214+32.3% | $3,574+56.0% | $4,869+14.5% |
| Participant deferral / active EE | $4,542 | $4,270+6.4% | $3,712+22.4% | $5,287-14.1% |
| Admin fee / account holder | $1,569 | $6,645-76.4% | $5,333-70.6% | $10,133-84.5% |