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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,017 | $106,003-50.9% | $92,236-43.6% | $147,585-64.8% |
| Participation rate | 85.7% | 80.4%+5.3pp | 76.5%+9.2pp | 82.8%+2.9pp |
| Annual return | 12.69% | 50.05%-37.4pp | 176.29%-163.6pp | 578.57%-565.9pp |
| Employer contribution / active EE | $3,847 | $4,333-11.2% | $3,679+4.6% | $4,876-21.1% |
| Participant deferral / active EE | $3,381 | $4,478-24.5% | $3,897-13.2% | $5,439-37.8% |
| Admin fee / account holder | $3,475 | $6,333-45.1% | $5,194-33.1% | $10,885-68.1% |