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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $670,667 | $77,908+760.8% | $149,696+348.0% | $75,173+792.2% |
| Participation rate | 95.1% | 65.6%+29.5pp | 78.8%+16.3pp | 67.2%+27.9pp |
| Annual return | 16.52% | 31.73%-15.2pp | 134.46%-117.9pp | 160.72%-144.2pp |
| Employer contribution / active EE | $38,918 | $3,138+1140.3% | $4,821+707.3% | $2,671+1357.1% |
| Participant deferral / active EE | $8,405 | $3,411+146.4% | $5,682+47.9% | $4,126+103.7% |
| Admin fee / account holder | $17,577 | $5,950+195.4% | $13,212+33.0% | $5,651+211.1% |