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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,498 | $111,785+0.6% | $93,669+20.1% | $145,877-22.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 10.66% | 203.79%-193.1pp | 133.59%-122.9pp | 551.28%-540.6pp |
| Employer contribution / active EE | $6,413 | $3,096+107.1% | $2,424+164.6% | $4,663+37.5% |
| Participant deferral / active EE | $1,977 | $4,919-59.8% | $4,416-55.2% | $6,691-70.4% |
| Admin fee / account holder | $447 | $10,256-95.6% | $8,291-94.6% | $13,402-96.7% |