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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,293 | $124,980-7.0% | $108,359+7.3% | $154,746-24.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.07% | 45.00%-29.9pp | 36.89%-21.8pp | 172.34%-157.3pp |
| Employer contribution / active EE | $6,991 | $2,851+145.2% | $2,399+191.4% | $4,379+59.6% |
| Participant deferral / active EE | $2,633 | $4,743-44.5% | $4,137-36.4% | $6,730-60.9% |
| Admin fee / account holder | $527 | $11,502-95.4% | $9,741-94.6% | $14,365-96.3% |