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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,293 | $112,729+3.2% | $98,716+17.8% | $137,256-15.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 15.07% | 38.48%-23.4pp | 31.81%-16.7pp | 220.34%-205.3pp |
| Employer contribution / active EE | $6,991 | $2,725+156.5% | $2,279+206.8% | $4,156+68.2% |
| Participant deferral / active EE | $2,633 | $4,640-43.3% | $4,048-35.0% | $6,407-58.9% |
| Admin fee / account holder | $527 | $10,129-94.8% | $8,703-93.9% | $12,270-95.7% |