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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,250 | $105,960+306.0% | $81,726+426.5% | $158,982+170.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 3.81% | 38.19%-34.4pp | 29.49%-25.7pp | 302.99%-299.2pp |
| Employer contribution / active EE | $9,182 | $7,805+17.6% | $4,311+113.0% | $4,763+92.8% |
| Participant deferral / active EE | $10,406 | $13,011-20.0% | $7,108+46.4% | $5,983+73.9% |
| Admin fee / account holder | $4,618 | $8,494-45.6% | $5,160-10.5% | $11,252-59.0% |