Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,671 | $50,385+24.4% | $75,501-17.0% | $62,293+0.6% |
| Participation rate | 32.4% | 67.7%-35.4pp | 72.4%-40.0pp | 69.5%-37.2pp |
| Annual return | 14.39% | 19.90%-5.5pp | 27.35%-13.0pp | 28.90%-14.5pp |
| Employer contribution / active EE | $250 | $1,537-83.7% | $2,352-89.4% | $2,042-87.8% |
| Participant deferral / active EE | $1,895 | $2,445-22.5% | $3,142-39.7% | $3,169-40.2% |
| Admin fee / account holder | $1,295 | $384+237.2% | $5,801-77.7% | $479+170.2% |