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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,048 | $150,442+102.1% | $136,295+123.1% | $147,585+106.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.78% | 1049.09%-1035.3pp | 5155.97%-5142.2pp | 578.56%-564.8pp |
| Employer contribution / active EE | $4,638 | $5,256-11.8% | $4,695-1.2% | $4,876-4.9% |
| Participant deferral / active EE | $11,027 | $6,630+66.3% | $6,247+76.5% | $5,439+102.7% |
| Admin fee / account holder | $9,809 | $10,905-10.1% | $9,243+6.1% | $10,885-9.9% |