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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $350 |
Service code 26 · EIN 04-2675571 | Advisory (Participants) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,505 | $86,692-32.5% | $119,634-51.1% | $66,949-12.6% |
| Participation rate | 71.3% | 75.6%-4.3pp | 79.3%-7.9pp | 69.8%+1.5pp |
| Annual return | -16.01% | -8.00%-8.0pp | -14.98%-1.0pp | 1.57%-17.6pp |
| Employer contribution / active EE | $743 | $2,536-70.7% | $4,232-82.4% | $2,545-70.8% |
| Participant deferral / active EE | $4,158 | $4,360-4.6% | $5,601-25.8% | $4,239-1.9% |
| Admin fee / account holder | $28 | $755-96.2% | $10,329-99.7% | $594-95.2% |