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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,732 | $71,197-6.3% | $93,669-28.8% | $80,925-17.5% |
| Participation rate | 53.6% | 60.4%-6.8pp | 68.7%-15.2pp | 67.7%-14.1pp |
| Annual return | 10.53% | 11.27%-0.7pp | 133.59%-123.1pp | 35.65%-25.1pp |
| Employer contribution / active EE | $964 | $1,565-38.4% | $2,424-60.2% | $2,756-65.0% |
| Participant deferral / active EE | $1,259 | $4,036-68.8% | $4,416-71.5% | $4,299-70.7% |
| Admin fee / account holder | $8,067 | $6,959+15.9% | $8,291-2.7% | $6,940+16.2% |