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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,732 | $71,230-6.3% | $93,727-28.8% | $80,959-17.6% |
| Participation rate | 53.6% | 60.4%-6.8pp | 68.7%-15.1pp | 67.7%-14.1pp |
| Annual return | 10.53% | 11.26%-0.7pp | 133.83%-123.3pp | 35.67%-25.1pp |
| Employer contribution / active EE | $964 | $1,565-38.4% | $2,421-60.2% | $2,757-65.1% |
| Participant deferral / active EE | $1,259 | $4,037-68.8% | $4,417-71.5% | $4,300-70.7% |
| Admin fee / account holder | $8,067 | $6,961+15.9% | $8,292-2.7% | $6,925+16.5% |