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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,879 | $91,537+1.5% | $130,045-28.6% | $75,173+23.6% |
| Participation rate | 83.1% | 71.5%+11.6pp | 78.5%+4.6pp | 67.2%+15.9pp |
| Annual return | 14.50% | -631.55%+646.0pp | -137.30%+151.8pp | 160.72%-146.2pp |
| Employer contribution / active EE | $4,460 | $2,845+56.8% | $4,321+3.2% | $2,671+67.0% |
| Participant deferral / active EE | $4,999 | $4,343+15.1% | $5,820-14.1% | $4,126+21.2% |
| Admin fee / account holder | $6,360 | $6,780-6.2% | $10,600-40.0% | $5,651+12.6% |