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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,220 | $108,825+27.9% | $156,181-10.9% | $82,448+68.9% |
| Participation rate | 92.4% | 72.4%+20.0pp | 78.8%+13.6pp | 68.1%+24.3pp |
| Annual return | 11.95% | 20.59%-8.6pp | 64.87%-52.9pp | 41.64%-29.7pp |
| Employer contribution / active EE | $2,258 | $2,870-21.3% | $4,294-47.4% | $2,551-11.5% |
| Participant deferral / active EE | $5,114 | $4,577+11.7% | $6,132-16.6% | $4,139+23.6% |
| Admin fee / account holder | $6,988 | $9,341-25.2% | $14,586-52.1% | $7,234-3.4% |