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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,238 | $99,644-10.4% | $86,438+3.2% | $134,532-33.7% |
| Participation rate | 25.0% | 82.1%-57.1pp | 80.3%-55.3pp | 81.2%-56.2pp |
| Annual return | -13.80% | 6787.26%-6801.1pp | 4397.19%-4411.0pp | 418.27%-432.1pp |
| Employer contribution / active EE | $0 | $4,402-100.0% | $3,769-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,474 | $7,247-65.9% | $6,952-64.4% | $6,401-61.3% |
| Admin fee / account holder | $895 | $8,375-89.3% | $6,733-86.7% | $11,429-92.2% |