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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,959 | $76,371-39.8% | $93,621-50.9% | $72,976-37.0% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 17.00% | 25.82%-8.8pp | 32.76%-15.8pp | 81.02%-64.0pp |
| Employer contribution / active EE | $0 | $2,276-100.0% | $2,719-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,843 | $3,538+36.9% | $4,070+19.0% | $3,608+34.2% |
| Admin fee / account holder | $2,280 | $6,839-66.7% | $7,890-71.1% | $5,124-55.5% |