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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,854 | $67,894-17.7% | $89,340-37.5% | $82,448-32.3% |
| Participation rate | 53.6% | 64.0%-10.5pp | 69.6%-16.0pp | 68.1%-14.5pp |
| Annual return | 12.24% | 19.21%-7.0pp | 20.57%-8.3pp | 41.64%-29.4pp |
| Employer contribution / active EE | $1,131 | $1,828-38.1% | $2,231-49.3% | $2,551-55.7% |
| Participant deferral / active EE | $2,734 | $3,072-11.0% | $3,823-28.5% | $4,139-34.0% |
| Admin fee / account holder | $244 | $5,723-95.7% | $6,704-96.4% | $7,234-96.6% |