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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,865 | $129,737-29.2% | $119,126-22.9% | $154,746-40.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 30.56% | 379.08%-348.5pp | 282.11%-251.6pp | 172.34%-141.8pp |
| Employer contribution / active EE | $12,225 | $4,375+179.4% | $4,034+203.1% | $4,379+179.2% |
| Participant deferral / active EE | $6,075 | $5,842+4.0% | $5,318+14.2% | $6,730-9.7% |
| Admin fee / account holder | $639 | $11,961-94.7% | $10,693-94.0% | $14,365-95.5% |