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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,803 | $85,766+221.6% | $136,297+102.4% | $70,124+293.3% |
| Participation rate | 84.1% | 74.2%+10.0pp | 81.9%+2.2pp | 69.5%+14.6pp |
| Annual return | 18.11% | 31.45%-13.3pp | 5156.19%-5138.1pp | 73.14%-55.0pp |
| Employer contribution / active EE | $8,502 | $2,966+186.7% | $4,696+81.1% | $2,342+263.0% |
| Participant deferral / active EE | $7,617 | $5,051+50.8% | $6,247+21.9% | $3,332+128.6% |
| Admin fee / account holder | $3,321 | $5,420-38.7% | $9,244-64.1% | $4,645-28.5% |