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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,002 | $107,809-9.1% | $90,657+8.1% | $135,379-27.6% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -2.73% | -0.90%-1.8pp | 1.89%-4.6pp | 519.79%-522.5pp |
| Employer contribution / active EE | $11,071 | $3,018+266.8% | $2,532+337.3% | $4,779+131.7% |
| Participant deferral / active EE | $5,900 | $3,872+52.4% | $3,424+72.3% | $5,609+5.2% |
| Admin fee / account holder | $83,147 | $5,931+1302.0% | $4,994+1564.8% | $10,828+667.9% |