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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,012 | $103,008-53.4% | $90,304-46.8% | $152,897-68.6% |
| Participation rate | 66.7% | 75.9%-9.2pp | 73.3%-6.6pp | 82.5%-15.8pp |
| Annual return | 18.25% | 95.22%-77.0pp | 78.13%-59.9pp | 345.43%-327.2pp |
| Employer contribution / active EE | $1,732 | $3,139-44.8% | $2,855-39.4% | $4,764-63.7% |
| Participant deferral / active EE | $3,897 | $4,281-9.0% | $3,885+0.3% | $5,851-33.4% |
| Admin fee / account holder | $1,213 | $6,175-80.4% | $5,354-77.3% | $11,599-89.5% |