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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,939 | $102,595-4.5% | $94,057+4.1% | $154,746-36.7% |
| Participation rate | 76.5% | 76.0%+0.5pp | 73.3%+3.1pp | 80.7%-4.2pp |
| Annual return | 21.22% | 583.42%-562.2pp | 480.62%-459.4pp | 172.34%-151.1pp |
| Employer contribution / active EE | $0 | $3,147-100.0% | $2,933-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,803 | $5,118+13.4% | $4,709+23.2% | $6,730-13.8% |
| Admin fee / account holder | $3,084 | $7,736-60.1% | $7,244-57.4% | $14,365-78.5% |