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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,211 | $211,946+31.3% | $169,452+64.2% | $135,379+105.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -6.47% | 3.26%-9.7pp | 1.83%-8.3pp | 519.79%-526.3pp |
| Employer contribution / active EE | $2,397 | $5,117-53.2% | $4,157-42.3% | $4,779-49.8% |
| Participant deferral / active EE | $19,575 | $6,075+222.2% | $5,277+271.0% | $5,609+249.0% |
| Admin fee / account holder | $9,318 | $11,472-18.8% | $9,110+2.3% | $10,828-13.9% |