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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,292 | $115,810-31.5% | $101,271-21.7% | $158,966-50.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.82% | 56.15%-39.3pp | 46.48%-29.7pp | 302.95%-286.1pp |
| Employer contribution / active EE | $1,103 | $4,175-73.6% | $3,660-69.9% | $4,762-76.8% |
| Participant deferral / active EE | $2,573 | $4,958-48.1% | $4,371-41.1% | $5,983-57.0% |
| Admin fee / account holder | $7,946 | $7,248+9.6% | $5,948+33.6% | $11,250-29.4% |