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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5+ years Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 27 · EIN 26-4310632 | Advisory (Plan) | $74,520 |
STRATEGIC ADVISORS, INC.5+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $38,919 |
STOWE & DEGON, LLC5+ years Filed as: STOWE & DEGON Service code 10 · EIN 04-3379904 | Accounting | $16,500 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$135,542 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,560 | $110,258-54.1% | $102,460-50.7% | $200,096-74.7% |
| Participation rate | 86.6% | 86.3%+0.3pp | 76.5%+10.1pp | 72.0%+14.6pp |
| Annual return | 13.26% | 35.78%-22.5pp | 29.47%-16.2pp | 34.26%-21.0pp |
| Employer contribution / active EE | $1,059 | $3,605-70.6% | $3,025-65.0% | $3,038-65.1% |
| Participant deferral / active EE | $3,531 | $6,377-44.6% | $5,056-30.2% | $5,090-30.6% |
| Admin fee / account holder | -$2 | $122-101.7% | $9,460-100.0% | $269-100.8% |