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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,228 | $58,493+215.0% | $84,023+119.3% | $72,976+152.4% |
| Participation rate | 81.5% | 61.2%+20.2pp | 69.0%+12.5pp | 69.5%+12.0pp |
| Annual return | 2.35% | 28.93%-26.6pp | 71.32%-69.0pp | 81.02%-78.7pp |
| Employer contribution / active EE | $4,023 | $1,163+245.9% | $1,984+102.8% | $2,440+64.9% |
| Participant deferral / active EE | $3,139 | $2,394+31.1% | $3,239-3.1% | $3,608-13.0% |
| Admin fee / account holder | $12,453 | $4,569+172.6% | $6,102+104.1% | $5,124+143.0% |