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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,757 | $67,602-22.0% | $82,312-35.9% | $70,126-24.8% |
| Participation rate | 66.1% | 72.8%-6.7pp | 76.9%-10.8pp | 69.5%-3.4pp |
| Annual return | 12.26% | 21.57%-9.3pp | 25.88%-13.6pp | 73.15%-60.9pp |
| Employer contribution / active EE | $1,188 | $1,755-32.3% | $2,428-51.1% | $2,343-49.3% |
| Participant deferral / active EE | $2,218 | $2,987-25.7% | $3,706-40.1% | $3,332-33.4% |
| Admin fee / account holder | $15,774 | $4,512+249.6% | $5,608+181.3% | $4,645+239.6% |