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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,663 | $138,076-40.1% | $123,553-33.1% | $135,380-38.9% |
| Participation rate | 91.7% | 84.7%+6.9pp | 82.3%+9.4pp | 82.6%+9.0pp |
| Annual return | -3.41% | 153.70%-157.1pp | 119.21%-122.6pp | 519.81%-523.2pp |
| Employer contribution / active EE | $2,259 | $5,152-56.2% | $4,628-51.2% | $4,779-52.7% |
| Participant deferral / active EE | $5,801 | $6,800-14.7% | $6,426-9.7% | $5,609+3.4% |
| Admin fee / account holder | $6,399 | $10,917-41.4% | $9,284-31.1% | $10,828-40.9% |