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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,285 | $77,920+113.4% | $149,723+11.1% | $75,177+121.2% |
| Participation rate | 85.7% | 65.6%+20.1pp | 78.8%+6.9pp | 67.2%+18.5pp |
| Annual return | 12.81% | 31.72%-18.9pp | 134.50%-121.7pp | 160.75%-147.9pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $11,451 | $3,411+235.7% | $5,682+101.5% | $4,126+177.5% |
| Admin fee / account holder | $40,054 | $5,951+573.1% | $13,215+203.1% | $5,651+608.7% |