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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,117 | $106,524+324.4% | $152,301+196.9% | $87,485+416.8% |
| Participation rate | 96.7% | 75.8%+20.9pp | 82.4%+14.2pp | 68.9%+27.7pp |
| Annual return | 10.93% | 26.89%-16.0pp | 80.50%-69.6pp | 26.06%-15.1pp |
| Employer contribution / active EE | $7,930 | $3,371+135.2% | $4,624+71.5% | $2,596+205.5% |
| Participant deferral / active EE | $10,795 | $6,525+65.4% | $8,004+34.9% | $4,274+152.6% |
| Admin fee / account holder | $97,983 | $8,287+1082.4% | $14,398+580.5% | $7,775+1160.3% |