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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,117 | $106,749+323.5% | $145,433+210.9% | $82,448+448.4% |
| Participation rate | 96.7% | 75.6%+21.0pp | 82.1%+14.5pp | 68.1%+28.6pp |
| Annual return | 10.93% | 27.59%-16.7pp | 66.58%-55.6pp | 41.64%-30.7pp |
| Employer contribution / active EE | $7,930 | $3,444+130.2% | $4,554+74.1% | $2,551+210.9% |
| Participant deferral / active EE | $10,795 | $6,519+65.6% | $7,897+36.7% | $4,139+160.8% |
| Admin fee / account holder | $97,983 | $8,390+1067.9% | $13,129+646.3% | $7,234+1254.4% |