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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,150 | $138,114+23.2% | $125,391+35.7% | $134,545+26.5% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -10.32% | 750.88%-761.2pp | 572.41%-582.7pp | 418.37%-428.7pp |
| Employer contribution / active EE | $165 | $5,246-96.9% | $4,816-96.6% | $4,742-96.5% |
| Participant deferral / active EE | $7,406 | $7,801-5.1% | $7,448-0.6% | $6,401+15.7% |
| Admin fee / account holder | $1,017 | $11,570-91.2% | $10,009-89.8% | $11,431-91.1% |