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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,156 | $135,956-5.0% | $123,894+4.2% | $273,972-52.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.56% | 56.63%-46.1pp | 47.52%-37.0pp | 41.46%-30.9pp |
| Employer contribution / active EE | $3,263 | $5,170-36.9% | $4,617-29.3% | $4,869-33.0% |
| Participant deferral / active EE | $3,695 | $6,343-41.7% | $5,984-38.3% | $5,287-30.1% |
| Admin fee / account holder | $1,338 | $9,817-86.4% | $8,357-84.0% | $10,133-86.8% |