Retirement plan

NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE, INC. 401(K) PLAN

Name: NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE, INC. - NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE, INC. 401(K) PLAN (2025) Form 5500
Creator: NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE, INC. 401(K) PLAN, NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE, INC.

NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE, INC.EIN 04-2732439Plan #003PY 2025

422 WASHINGTON STREET - QUINCY, MA 02169617-770-2227

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$6.6M

+12.6% from 2024

Total participants

171

+6.9% from 2024

Average account balance

$42,218

-4.8% from 2024

Annual return

6.13%

-5.27 pp from 2024

Benchmarks

See 177 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants100-249

Cohort177 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.59M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

156

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

89.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$406K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$210

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY1 year Filed as: JOHN HANCOCK LIFE INSURANCE CO Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 14201	Recordkeeping	$554

Plan features & details

Pension benefit codes2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$33K

$226 / participant

Recordkeeping$2750.8%
Investment mgmt$33K99.2%

% of EOY assets

0.498%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: DANIEL DENNIS & COMPANY LLP
Auditor EIN: 042734675
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,218

$67,595-37.5%

$186,193-77.3%

$64,340-34.4%

Participation rate

89.7%

51.9%+37.7pp

77.1%+12.5pp

55.2%+34.4pp

Annual return

6.13%

17.46%-11.3pp

78.03%-71.9pp

24.14%-18.0pp

Employer contribution / active EE

$968

$1,513-36.0%

$3,918-75.3%

$1,862-48.0%

Participant deferral / active EE

$1,831

$3,023-39.5%

$6,513-71.9%

$2,980-38.6%

Admin fee / account holder

$210

$5,311-96.0%

$11,058-98.1%

$3,703-94.3%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY1 year

Filed as: JOHN HANCOCK LIFE INSURANCE CO

Service code 15 · EIN 01-0233346

PO BOX 600 · BUFFALO, NY 14201

Recordkeeping

$554

NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion