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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$30,882 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,203 | $95,388+64.8% | $125,401+25.4% | $77,906+101.8% |
| Participation rate | 98.7% | 78.6%+20.1pp | 82.4%+16.4pp | 73.7%+25.0pp |
| Annual return | -18.80% | 116.19%-135.0pp | 572.53%-591.3pp | 12.16%-31.0pp |
| Employer contribution / active EE | $7,956 | $3,666+117.0% | $4,816+65.2% | $2,846+179.5% |
| Participant deferral / active EE | $14,594 | $7,711+89.3% | $7,448+95.9% | $4,805+203.7% |
| Admin fee / account holder | -$16 | $119-113.6% | $10,008-100.2% | $133-112.2% |