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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,766 | $56,544+140.1% | $75,501+79.8% | $70,126+93.6% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 11.83% | 23.59%-11.8pp | 27.35%-15.5pp | 73.15%-61.3pp |
| Employer contribution / active EE | $747 | $1,817-58.9% | $2,352-68.3% | $2,343-68.1% |
| Participant deferral / active EE | $1,502 | $2,580-41.8% | $3,142-52.2% | $3,332-54.9% |
| Admin fee / account holder | $7,682 | $3,827+100.7% | $5,801+32.4% | $4,645+65.4% |