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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,351 | $91,198+114.2% | $178,503+9.4% | $79,856+144.6% |
| Participation rate | 69.0% | 69.2%-0.3pp | 81.9%-13.0pp | 69.6%-0.7pp |
| Annual return | 12.85% | 24.20%-11.3pp | 151.12%-138.3pp | 31.71%-18.9pp |
| Employer contribution / active EE | $1,908 | $3,257-41.4% | $5,011-61.9% | $2,471-22.8% |
| Participant deferral / active EE | $4,593 | $3,237+41.9% | $5,202-11.7% | $3,741+22.8% |
| Admin fee / account holder | $21,013 | $6,748+211.4% | $13,987+50.2% | $5,306+296.0% |