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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,223 | $54,541+21.4% | $78,778-15.9% | $70,126-5.6% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 16.06% | 21.07%-5.0pp | 35.62%-19.6pp | 73.15%-57.1pp |
| Employer contribution / active EE | $4,147 | $1,089+281.0% | $1,986+108.8% | $2,343+77.0% |
| Participant deferral / active EE | $3,381 | $2,210+53.0% | $2,958+14.3% | $3,332+1.5% |
| Admin fee / account holder | $786 | $3,709-78.8% | $5,134-84.7% | $4,645-83.1% |