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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,615 | $102,429+234.5% | $147,096+132.9% | $80,925+323.4% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.2pp | 67.7%+25.7pp |
| Annual return | 14.90% | 135.02%-120.1pp | 419.75%-404.8pp | 35.65%-20.7pp |
| Employer contribution / active EE | $9,718 | $3,716+161.5% | $4,936+96.9% | $2,756+252.6% |
| Participant deferral / active EE | $13,102 | $6,649+97.1% | $8,071+62.3% | $4,299+204.8% |
| Admin fee / account holder | $32,534 | $7,957+308.9% | $13,005+150.2% | $6,940+368.8% |